Best Gas Rewards Card: PenFed Platinum Cash Rewards – 5% Cash Back

I've had this credit card for well over a year now and it is by far the best rewards card for gas that I have in my wallet.  This card earns a whopping 5% cash back that is automatically applied to your account as statement credit; no need to buy gift cards or anything. In [...]

By |November 29th, 2014|Credit Cards, Reviews|2 Comments

Should You Get No Annual Fee Credit Cards?

The short answer is, sometimes. All rewards cards are different. Some offer cash back or points (Chase Ultimate Rewards), some offer miles (Capital One Venture), and some even offer free nights at hotels. Often no annual fee credit cards offer fewer rewards  and are offered to lower credit score brackets. In order to determine if [...]

By |January 21st, 2014|Credit Cards|0 Comments

Coin Review – Why I Won’t Be Buying a Coin Anytime Soon

Recently, Coin hit the pre-order market as a revolutionary new way to handle multiple credit cards. It's essentially an electronic credit card that can hold multiple credit card accounts on one card. Bloggers have been raving about this new device so that they can eat up the $5 referrals the affiliate link brings if they [...]

By |December 4th, 2013|Credit Cards, Reviews|0 Comments

4 Ways to Build Your Credit Score After College

Open a credit card What's the best way to show creditors that they should lend you money? Prove to them that other lendors have also given you money. If you've never had a credit card before, you may need to co-sign with your parents, but using a credit card is the best way to build [...]

By |October 27th, 2013|Credit Cards|0 Comments

The Dangers of Not Paying Your Credit Card Bill On Time

Benjamin Feldman over at Lifehacker recently wrote a revealing post about the dangers of not paying your credit card bill on time. There are many reasons why paying your bill late is a problem, but the article highlights three main consequences after the first missed payment: You are charged a late fee You get a bad [...]

By |October 4th, 2013|Credit Cards, Financial Education|0 Comments

Extend Your Product Warranty for Free: Buy with a Credit Card

Most major credit cards come with perks that many of us don’t even know about.  One common extra is a free extended warranty period. That  means if you buy a flat screen TV with a warranty-benefit credit card, and the TV dies a month after the manufacturer’s warranty ends, you could still have  warranty coverage. [...]

By |August 16th, 2013|Credit Cards, Saving Money|0 Comments

Maximizing Credit Card Rewards: How I Get Rewarded for Almost Everything

There are generally two types of people who use credit cards: those who like having revolving credit, getting charged interest on their balances every month, and those who maximize their rewards while paying off their credit card bill every month. Now there are some people who fall in the middle and of course some outliers, [...]

By |May 21st, 2013|Credit Cards|7 Comments