Here are some more ways to save money:

1. Stream Movies: Buy Netflix and Ditch Cable

Netflix only costs $7.99 while your monthly cable bill can reach over $120 a month. This means, if you buy a projector ($65.59) and invest in a Netflix account, you could save nearly $1,280 a year. Of course, this means you would need some blank wall space and speakers. But if you already have a laptop, iPad, or smart TV, then you are all set. Netflix has a great selection and will keep you occupied for a long time – just start Breaking Bad or House of Cards, and you will be more than satisfied.

2. Credit Card Benefits: Make Purchases Online

Take advantage of credit cards. Get a credit card that gives you a sign on bonus in addition to cash back bonuses when you make purchases. There are some cards out there that can give you 1-5% back. In addition to using credit cards, make your purchases online. Use sites like Amazon.com that provide the lowest prices for different quality products. Do your homework and search around for sales, too. You will likely save 20-25% more than if you were to shop at brick-and-mortars. Hopefully you will spend enough (usually $25-50) to get free shipping.

3. Grocery List: Buy Generic Brands

When going grocery shopping, buy generic brands. It’s an easy way to save money. Yes, you may think generic brands don’t taste the same, or that they don’t work as well, but the truth is, in most cases, there is very little difference between brand name and generic products. In fact, generic versions of drugs and baby formula are FDA-required to provide the same benefits as name brands. For example, check out this cheap Kirkland bottle of aspirin – it is about 30% cheaper than Bayer aspirin, and provides more than twice the number of tablets. Don’t fall for the packaging you know and trust, try a generic brand – or else you will literally be paying for it.

4. Turn Off the Light

Just do it. Your roommates will appreciate it, and so will your wallet. Also, get in the habit of unplugging your power strip when you are out. It will help you save a significant amount of money over time.