Recent Posts

5 Easy Ways to Save Money

financial goals

Eat out less – Eating out can cost a lot. If you eat in you won’t have to pay for gas to get to the restaurant or pay a tip. In terms of actual food cost, it’s just cheaper overall. Work out and eat better – The healthier you are, the more energy you will have and the better you will perform at your job. It will also improve your personal life (not to mention your sex life). Being healthy ... Read More »

Thanks Bill White! Can’t Wait to Dig Into Your New Book: America’s Fiscal Constitution

bill white

We reached out to Bill White, the former mayor of Houston and Deputy Secretary of Energy under President Bill Clinton from 1993 to 1995, for his new book America’s Fiscal Constitution: Its Triumph and Collapse. He responded by sending us signed copies of his book. Thanks, Bill! We look forward to reading the book and learning more about common budget myths and the history of America’s debt. To check out more, click here.               ... Read More »

Learn the Different Styles of Trading Forex

forex quotes

Currently, there are many different styles to trade forex on the internet. Some of these techniques rely on a system of regulations that are either designed to trade the market mechanically or too complicated to work with. As such, the effectiveness of these methods will vary from one trader to another. Generally, the rule-based systems do not take into consideration that this market is very dynamic and volatile. To profit from forex market try to simplify your trading technique as ... Read More »

Free and Discounted eBooks: How to Find Them

There are thousands of free or deeply discounted eBooks out there for the taking. But how do you find them?  One way is to subscribe to an eBook deal alert service that uncovers the bargains — many of them available for just a short time —  and then shares that information with you through daily emails. Some services will limit those alerts  to the genres that you choose. And,  yes, that could include best sellers. One of the best known ... Read More »

An Alternative Portfolio Strategy: The Yale Endowment Model

2013 was a phenomenal year for the stock market.  Nothing seemed to derail the rapid ascent of the market– not even a government shutdown or a near default on U.S. debt.  Major indexes in the United States posted solid double digits gains, with the S&P advancing 29.6% and the Dow increasing 26.5% (source:  While many investors have benefited from the recent bull market, the truth is that this rate of growth cannot continue forever.  At some point, stocks are ... Read More »

Do You Think You’re Too Old for Life Insurance?

Life insurance is typically purchased by younger individuals with people who depend on them in order to provide a safety net for the unexpected. However, with life expectancies increasing and the economy in question worldwide, more people are choosing to look into a policy later in life…but can it ever be too late? Is it possible to be too old for life insurance? The bad news is that age is not just a number where an insurance provider is concerned. ... Read More »

Stock Market Correction Is Over, For Now.

Money for 2014

The S&P 500 had a terrible first month of the year, but it bumped back all the way to near record highs. Going forward we have a slew of economic indicators, especially next week. On Tuesday we have the Empire State Mfg Survey and the Housing Market Index. On Wednesday we have Housing Starts, the Producer Price Index, and the FOMC minutes. Thursday we have the Consumer Price Index, Jobless Claims, the PMI Manufacturing Index Flash, the Bloomberg Consumer Comfort ... Read More »

Financial Markets Today: How You Can Reduce Risk


In my post, “How I made $12,000 and paid off my student debt by investing”, I outlined how I traded options to make a significant monetary gain in 3 weeks. I took my gains out of the market and put it towards paying down my student debt. The entire experience gave me a tremendous amount of confidence. I had picked 6/7 stocks correctly — not to mention at seemingly perfect times — and it felt really good. It also felt ... Read More »

Market Recovers from Sell Off: Earnings in Play


Stock Market Today Now that the market has sold off, earnings are going to be under more scrutiny. Emerging market health and poor manufacturing data in the US and China will still be in the back of investor’s minds. Stock Market Superstitions Since 1971, the S&P has declined 72% of the time when January returns were negative. If you believe in stock market superstitions, this is not a good indicator for the rest of you year. Only Positive Economic Data ... Read More »

Markets Get Slaughtered: Emerging Markets Sell Off


Wow. You’re probably counting pennies after today’s massive and nearly 2.5% sell off. So what’s going on? Why is the market selling off? What gives? Stock Market Today: Get Out Now Or Get Killed Emerging Markets – Policy tightening in emerging markets is prompting a global sell off. Turkey, South Africa, and India all raised rates last week. Brazil and Indonesia already raised rates, and other countries like Chile, Peru, and Hungary want to loosen policy but won’t. US Fed ... Read More »